The Ame credit card is here to stay. It's free and that's why everyone wants it. Look at the many reasons why you want yours too: There’s no “catch” because it’s completely free, that is, no fees or annual fees. Furthermore, it is already accepted in millions of stores and websites around the world.
You ask for your card and, once approved, you use it on the same day. At the same time as you can use it to subscribe to streaming or play online, you can also enjoy the benefits of the Mastercard Supreenda promotion, which is Mastercard's benefits program.
With the Ame credit card you can split your purchases up to 24 installments at Lojas Americanas, interest-free! However, this installment payment is only valid in physical Americanas stores, for purchases paid exclusively with the Ame card and where the minimum value of the installments is fifty reais.
How to apply for the Ame credit card
It is always worth remembering two things: Firstly, that applying for the card is free, but is subject to approval. And, secondly, this free annual membership condition is for a limited time! Let's go step by step:
- 1. Open the app and click Love Cards: It's the first icon on the app's Home page;
- 2. Select the option Credit card: On this screen it is the second option;
- 3. Enter the Personal data:
- Identity Document or National Driving License,
- Full name,
- Address,
- Cell phone,
- Email,
- 4. Submit the request.
- NOTE.: Ame, from time to time, requests proof of residence and/or income, but not always.
Ready! Ame will check the information and, in a few minutes (that's right, minutes!) you will finally receive a notification from the app with the status of your order. Once approved, your card will now be available in your app's digital wallet, but Ame will also send a physical one to your newly registered address.
Who can apply for the card?
If you wish to request an Ame credit card through the App, the applicant must be the account holder, as it can only be issued by the holder. But there are some conditions for this, which are:
- Have a paid activity;
- Authorize the consultation at SCR/Bacen;
- Not be a politically exposed person;
- Brazilians over 18 years old (born and domiciled in the country), capable;
- Regular CPF according to federal revenue and without registration restrictions (Serasa, SPC, Cadin);
- Allow data sharing with Banco do Brasil (institution responsible for financial credit).
If you are already a BB account holder?
If you are already a Banco do Brasil account holder, then things get even easier. In other words, you just need to confirm your information that is already there, available for analysis. However, to apply for your Ame credit card, your data, both at Ame and Banco do Brasil, must be up to date.
However, if your smartphone number is not appearing in the request, then follow the following steps:
- Access the Banco do Brasil app;
- Go to “Profile” and click on “My Registration”;
- Then click on “Email/Phone/Address” and then on “Cellphone”;
- Click on “New” and enter your cell phone number;
- 4- Confirm with your card password.
And then, still in the Banco do Brasil app, do the following:
- Go to “Menu” and click on “Messaging services”;
- Click on “Join”, read the “terms” and enter your cell phone number;
- Tap “Desired communications”;
- Click on “Continue”;
- Then in “Summary Screen”;
- Finally click “Confirm”.
Important Ame credit card information
How long does it take to arrive?
The physical card is delivered by the Post Office, but the delivery time is only estimated from the 1st business day following the date of posting. This means that deadlines vary depending on the location of origin and the address where the Ame credit card will be delivered.
Normally, when it is to be delivered in one of the Brazilian capitals, the regular deadline is 3 to 8 business days. For other cities, the deadline changes to 5 to 22 business days. But do not worry! Once approved, you can now use your digital card, both through the app and to pay in physical Americanas stores.
Furthermore, if the customer wants to have more details about the tracking or delivery of their card, it is very easy, just look: 10 days after approval of the credit proposal by Banco do Brasil, it is now possible to send a text message, via WhatsApp, to the institution. The contact number is (61)4004-0001.
Is it possible to make withdrawals with the card?
The answer is yes! Look how incredible: Customers who have an Ame credit card can make withdrawals throughout Brazil. In fact, these withdrawals are made at Banco do Brasil self-service terminals (ATT), with direct debits from the card account, using the credit function.
However, there are 4 rules that must precede withdrawal. Are they:
- The total limit available for your withdrawal must be consulted on the Ourocard app, on the Banco do Brasil app or via WhatsApp;
- The withdrawal is subject to the ability to unlock in cash – foreign or national currency – of each terminal abroad or in Brazil;
- The amount available for withdrawal as a debit to the card account, but in the credit function, is previously demarcated at 50% of the card's total limit;
- The limit for Brazilian daily withdrawals follows the country's security rules, according to the “Card Security” chapter in the Ame standard. Abroad, the parameters are established in the credit or debit functions, in addition to current authorization filters.
Resolving final doubts about the Ame credit card
The practicality of a credit card Love Digital It is, without a doubt, its strongest point. Because, when associated with your shopping app, everything becomes much easier. Download and install the app to request your Ame card as soon as possible. If you still have any questions, do not hesitate to contact the Center.
This can be done through Banco do Brasil customer service, which operates 7 days a week, 24 hours a day. If you are calling from a capital, the number is 4004-0001. However, if you are calling from another location, please call 0800 729 0001. If you wish to use text messaging, then send it to WhatsApp BB (61)4004-0001.
