The Nubank credit card was created with the mission of simplifying people's financial lives. In fact, this was the institution's first product, as soon as it started doing business in Brazil. That's why Nubank takes special care in making its card as democratic as possible.

More than 23 million customers already use Roxinho because it is a card that has no annual fee or hidden fees, is easy to use, in addition to 100% controlled by the app and accepted in more than 30 million establishments around the world. Find out here all the advantages that the card brings to your daily life.

Furthermore, the Nubank credit card carries out frequent analyzes of its users. This is because they want the customer experience to always be in line with their own needs. This means that the limits offered are consistent with each person's use.

New “purple” Nubank

In July 2021, Nubank Ultravioleta is launched by Fintech. A card created to reinvent the concept of VIP. According to the bank, it already came with 1% cashback on credit purchases because it is an instant card. Furthermore, the money that is not moved is already growing at 200% of the CDI.

The CDI is the interest rate charged on loans between banks. It is published day by day by the Securities Custody and Financial Settlement Center (Cetip), which is a non-profit company, but which records financial transactions – mainly loans – carried out between banks.

Namely, and, finally, the end of credit card bureaucracy. As far as the Nubank digital bank is concerned, queues at branches are definitely over. As well as not understanding the complex charges on the invoice. Therefore, with the Nubank app, the customer has complete transparency of all their expenses.

The new Nubank credit card

How to request the card?

There are 4 different ways to request a Nubank card, all of them online. Are they:

• Via the website: nubank.com.br – clicking on “I want to be Nubank” in the top right corner;
• On the Blog: blog.nubank.com.br – also clicking on “I want to be Nubank” in the top right corner;
• Through the App: You can download it from your cell phone’s app store – opening it and clicking on “Request invitation”; It is
• By referral: By referring a friend who is already a customer – accessing the link received and following the step by step instructions.

How to pay the card?

The roxinho invoice arrives at the email registered on the day your credit card is closed. Coincidentally, to pay it, there are also 4 possible ways:

• Through the Nubank account: The free digital account, where the limit is released at the same time;
• At any other bank: Via internet bank or physical branch;
• By DDA: Authorized Direct Debit (better known as direct debit); It is
• At Lottery Houses.

Remember that by keeping everything through the Nubank app, you have control of your entire financial life, available, in the palm of your hand. In other words, you don't need to wait for the invoice to arrive at the end of the month to check all your purchases and the respective payments for each one of them.

Another super special advantage is the possibility of receiving discounts through the app when paying in advance. That's right! Even if the product or service has already been used a month ago, if the customer decides to advance the value of the remaining installments, he or she receives a discount from the bank.

Benefits of the Nubank App

Controlling all Nubank credit card functions, such as blocking and unblocking at any time, at no cost, is a security item. Furthermore, it is also possible to request an increase – or reduction – in the credit limit and even change the due date.

Activating travel warning and, in the meantime, staying calm when traveling outside the country is another highlight of the app. In order to increase versatility, easy access to the virtual card was created because it is ideal for online purchases. And you don't need to worry about the volatility of the dollar, for example.

See, don't be stressed about the exchange rate variation of the dollar, since, for international expenses, Nubank “locks” the value of the dollar on the day the purchase is processed. Another benefit is being able to top up credits on your cell phone, in addition to making payments using the Google Pay digital wallet.

What if you need assistance?

When the customer needs help, there is nothing to worry about. Of course, the bank has an incredible team, available 24 hours a day, 7 days a week. This serves to answer any questions, in any time zone, solving any problems your customers may have. It can be done by:

• Email;
• Telephone; It is
• App chat.

A recurring question is about the contactless function, that is, contactless payment with a Nubank credit card. In fact, with contactless technology, which allows transactions of up to R$200, customers can keep their card in their hands at all times. That's security!

In other words, I no longer need to deliver the purple one to the logist, for example. This makes it difficult, not to say impossible, for someone to copy the data or even change your card. When making the payment, simply hold the card close to the machine, without having to enter the password.

How the “guarantee” of the new Nubank credit card works

Yes, Nubank also created the guaranteed credit card. That is, a solution that works as a kind of gateway for those who want to have a credit card with Nubank. In short, basically, whoever adheres to this guarantee gets a credit card with no pre-approved limit.

What do you mean, you might be wondering. Let's explain: To have the limit released, the customer needs to pull the amount from their Nubank account into the app. This option appears there as “add more limit”. It is worth noting that you can deposit any amount up to R$5,000 (five thousand reais) on the card. Did not understand?

For example: if someone wants to have R$300 to use on credit, they transform R$300 from their account into a card limit. This way, the amount is released instantly for use on credit. But if the person makes a purchase of just R$150, then part of the money is separated and the new available limit is R$150. At the end of the month, the customer pays the invoice and the limit returns to R$200.

New Nubank credit card

We managed to talk about everything that is most important about the new purple one, but if you still have any questions, take a look at Nubank's official blog. You will certainly find more content there, not only about the card, but about all products that the bank offers.

If necessary, we will also leave the bank's other communication and advertising channels here. Including so that you know about the possibility of becoming a Nubank partner, through the acquisition of “little pieces” of shares that were made available on the Brazilian stock exchange.

• Twitter → https://twitter.com/nubank;
• TikTok → https://www.tiktok.com/@nubank;
• Speak, Nubank → https://blog.nubank.com.br/;
• Facebook → https://www.facebook.com/nubank;
• Instagram → https://www.instagram.com/nubank;
• NuCommunity → https://comunidade.nubank.com.br/; It is
• LinkedIn → https://www.linkedin.com/company/nubank.

Share this tip with people who need help getting their credit card. If it was useful for you, then it's possible that it will be useful for them too, right?