Stocks: how to live on income

Certainly, you must have received some advice from your friend, or even a family investor, about stocks. In fact, the income that may be within your reach with this type of investment can be quite profitable for you. Thus, there are several chances to make your money grow and you can go further with your personal finances. Taking the first step is essential.

Political projects and laws are always constantly changing. It is no surprise that social security is no longer a choice, as there is not much guarantee of income. This way, investing in shares becomes very attractive, as profits can come more strongly and with practicality. Furthermore, having a standard of living that has to be maintained requires a quality investment.

Therefore, choosing stocks is an increasingly useful and easy trend to learn. Doing this and, at the same time, getting more money to carry out your projects, go on trips, go after that car or your own house gives a feeling of accomplishment. Whether as a complement or as the main means of paying for your life, investing in shares will become simpler. Continue reading and see how to gain more knowledge about the financial market.

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Owning shares can take your financial life to another level. Photo: Reproduction.

Living on income from shares: learn more and see investment options

If you've already made some savings with the money you have at your disposal, great. You already have the first step to make everything accessible. This is necessary so that the income that already exists serves to present some income passively to you. With shares it is practicable and possible, for example, to seek income from royalties from published books, share alternatives in companies in strong sectors, and much more.

What are actions, anyway? They are a part that is open to be negotiated with other people. With this, assets emerge, because they can generate money for those who buy these smaller fractions of companies. Whatever results arise in the company in which people invest, returns to those who invested. On the other hand, if there is any loss, shareholders will also suffer a reduction in their investments.

The Volkswagen company is the one that offers this type of discount the most. A model with a price reduction is the T-Cross 200 TSI. The price at which the model is sold is R$ 132 thousand to R$ 119 thousand. In other words, around 13 thousand reais in reduction. The VW Voyage, which would cost more than R$ 86 thousand, now costs 12% less. In other words, the price of this model is R$ 76 thousand.

Financial planning: how investment can help you

The way prices rise is worrying at times. With this in mind, investors know that the income they can earn will always depend on how prices change. Furthermore, the IPCA is a variable that tends to put into question the value of your property over time. Therefore, you need allocate resources that tend to overcome the corrosive capacity of inflation on what you own in terms of property.

Investment based on Selic is not as viable. In other words, the investor has to pay attention to the indices that lead to more appropriate returns given the economic situation. If you are at a time when basic interest rates are not keeping pace with inflation, it is worth evaluating whether there is the possibility of considering another investment. Preferably, under these conditions, look for financial contributions that can better deal with the IPCA.

It is necessary for the investor to find out whether the manufacturers he can contact offer the advantage through direct sales. There is an interesting fact about this: practically half of the vehicles in general, including passenger cars, vehicles for rural businesses, taxi drivers, among others, have a direct offer. Including, the Volkswagen shows what offers are available with this discount offered to micro-entrepreneurs.

How to discover your profile to work in the financial market

Prefer to invest in shares that go beyond the growth rate of inflation, with fixed income, for example. Also, see if it is possible to predict what will be gained or if, at least, the investment index (Selic, CDI, etc.) can be above the growth of rising prices. Furthermore, the types of vehicles can have different discounts.

Therefore, the entrepreneur must carefully check the rules that are defined for purchasing the car, to avoid possible investment mistakes. When counting on this discount, it is worth remembering that the process to obtain the discount has to wait in a queue. The time this stage can take is up to 40 days.

Furthermore, what can make people interested in shares more comfortable is choosing what you want to be as an investor. To do this, see what is best according to your qualities. See if you want more investment security, if you want to take more risks or, even, if your ideal profile is to have more income. It is important to go after what is best in the financial market.

About the author

Jefferson Tafarel

Finance journalist for Dicade.com.

Reviewed by

Glenda Ribeiro