Knowing the best digital wallets available on the market is essential for making good choices. Thus, one reality is that the modern world is looking for increasingly practical ways to facilitate the buying and selling process. In this sense, digital wallets prove to be great allies not only for merchants, but also for consumers. Therefore, it is not an exaggeration to say that using digital payment tools has become almost mandatory in business.

Furthermore, there is a wide variety of digital wallets available, so it is normal to wonder what should be considered when choosing the best one. The more functions the digital wallet offers, the better it will be. Therefore, a good analysis of all the resources, comparing every detail will certainly help you define which digital wallet is closest to meeting your needs. In this article we will present the best options, you will be able to learn more about them and answer all your questions.

Finally, it is important that you know that in Brazil there are already more than 600 digital wallets available, among them we find some more and some less known. However, what really matters when deciding which e-wallets to use is comparing the services it offers with the services you actually need most. After all, the ultimate goal is for it to help you make your life easier and provide support through different resources. In other words, it is always at your disposal to avoid any type of unforeseen event and also generate financial gains.

After all, what is a digital wallet?

Digital wallets are a modern, digital version of your accounts and cards. Therefore, they are easily accessible through cell phones, computers, as well as any other type of device with artificial intelligence, such as a watch, for example. Therefore, digital wallets basically eliminate the need to carry cards and cash in a physical wallet. Therefore, it is not difficult to understand why they are increasingly popular and common in our society.

Thus, thanks to them, today it is possible to leave the house with just your cell phone and be able to carry out all your purchases and transactions. Furthermore, among the various advantages they offer, agility and practicality can be highlighted as the main ones. Because, in addition to allowing contactless payments, digital wallets are also a great alternative for storing important documents, in an accessible and organized way.

Regarding security, digital wallets are truly safer than traditional physical cards. This is because mobile payments are encrypted, meaning the actual account or card numbers are not stored in the digital wallet. Therefore, when you add your personal information, the data becomes a code that is only accessible to authorized entities.

Best digital wallets – PicPay

PicPay is certainly one of the best wallets modern digital. It is quite complete and popular. Furthermore, a big difference is that it offers the benefit of exemption from annual fees. So, if that advertisement comes to mind that says PicPay is accepted everywhere, know that it is a true reality of this wallet.

Furthermore, as we have already mentioned, the PicPay payments application offers a huge variety of services to its customers. Below you can check the main features you can enjoy through it:

• Transfer money;
• Make various payments in commercial establishments, through PIX, by contact or through machines;
• Make in-person purchases;
• Receive up to 40% cashback on your purchases;
• Recharge your cell phone;
• Pay your bills in up to 12 installments;
• Have a card that is completely free of fees and annual fees;

Best digital wallets – Paypal

Paypal is considered one of the oldest services in this segment on the market. Thus, the digital wallet is a kind of expansion of the traditional system. Furthermore, it is possible to register more than one card, as well as make cash deposits via bank slip.

In addition to having its own system, Paypal is integrated with several financial institutions. Its shopping tool aims to improve the user experience, in addition to advantages such as:

• pay in installments for purchases made on credit;
• resolve business issues;
• refund amounts paid for shipping on products purchased with Paypal;
• monitor fraud 24 hours a day and protect the buyer;
• earn money through games.

Conclusion

There are several advantages when choosing to use digital wallets. Furthermore, it has become clear that they have many points in common, such as practicality, safety, economy, financial return, etc. However, they also have their different benefits. Therefore, to know which ones are best suited to your profile, you need to do a careful search, analyzing point by point according to your needs.

With that in mind, in addition to the wallets we present in this article, there are other great options, such as: Ame Digital, PagBank, Mercado Pago, Google Pay, Apple Pay, Samsung Pay, 99Pay, Iti Itaú, among others. Finally, if you are interested in knowing about the virtual sales market, I leave here an article that is useful to read.