How to earn cashback on picpay – step by step

Nowadays the term cashback is increasingly popular. Thus, one of the most frequent searches is how to earn cashback on picpay. The fact is that, with the increase in digital purchases and payments, many people have discovered this new and attractive modality, which has not only heated up the market, but also left many people satisfied with the advantages.

Furthermore, we know that it is still a little confusing to understand how you can get back part of the money you used on your purchases and to pay your bills. Therefore, in this article you will learn everything about PicPay cashback and you will be able to answer all your questions about the subject through a step-by-step guide.

Furthermore, cashback is already considered a great way to encourage consumers to visit new stores and try new products and services. After all, who doesn't like the idea of being able to earn a little money while making purchases and payments? Using PicPay cashback, you guarantee this and much more.

Como ganhar cashback no picpay
How to earn cashback on picpay. Source: Tecnoblog

What is cashback?

Certainly one of the most common doubts for people who hear this term is precisely what cashback actually means. In this sense, to clarify once and for all, know that this expression comes from the English language and simply means “money back”. In short, it represents receiving back part of the amount you invested through your purchases and payments.

So, it is important to be clear that cashback is not the same thing as a simple discount. Despite being a common question, there are differences between them that easily allow you to identify why they are not the same. So, to see the difference between cashback and discount in an easy and practical way, follow the example below.

Imagine that you are making a payment for an electricity bill worth 100 reais using the PicPay app. Therefore, when paying the bill through the app, PicPay offers you a cashback of 10%, that is, you automatically receive 10 reais back in your digital account. In short, if it were a discount, you wouldn't receive anything, you would just pay the 90 reais.

How it works?

You may be thinking that after all, cashback is a form of discount because, looking at it financially, the difference doesn't really vary. However, the big issue is that receiving the money back generates a more pleasant feeling that you are gaining something. Therefore, in the case of PicPay, cashback allows even greater flexibility than a simple discount.

Thus, you can use the money you received in all the functions of the PicPay application, that is, to pay your bills, buy products through the PicPay Store, among other things. In fact, if you wish, you still have the option of leaving your money in the account. Furthermore, the amount received in cashback varies depending on the products, services, campaigns used at the time, among many other factors.

Finally, it is important to highlight that there are also different ways of receive cashback for your money. Therefore, direct refunds are still the most common and usual way. However, it is also possible that it is through gift cards. With them, your money returns as a type of credit for future purchases. In addition to these, there is social cashback, which allows your money to be used for donations and social projects.

How to earn cashback on picpay?

There are several possibilities that the PicPay application offers. So, stay tuned to take advantage of these advantages and get even more value for your money. Check out some ways to earn cashback on purchases and payments you make on a daily basis: 

  • Fuel the car
  • Pay bills and bills;
  • Buy at partner establishments;
  • Recharge your cell phone or transport card;
  • Buy electronics, household appliances, as well as clothes, beauty products, among others at PicPay Store;
  • Buy games and pay TV.
  • Buy delivery vouchers.

Is it a safe tool?

The answer to that question is yes. PicPay cashback is considered very safe. However, it never hurts to be careful when it comes to money. Therefore, to avoid possible scams, always try to use this advantage in regulated institutions and companies.

Furthermore, before using, check if it is actually on the company's official app or website. It is also worth preventing it, trying to find out more about them on social media. Finally, I leave here a useful reading tip about how to get the PicPay Card.

About the author

Raissa Liegge

Postgraduate in Financial Administration. Lover of reading and supporter of social causes. She is currently a writer for the Dicade portal.

Reviewed by

Glenda Ribeiro