MEI can have a discount on car purchases: find out more

Individual micro-entrepreneurs (MEI) can buy cars at good discounts, thanks to a tax incentive policy. Not only that, but cars can also be purchased for both commercial use and other functions, depending on the entrepreneur's industry. Furthermore, the benefit has two other conditions: the company's articles of incorporation must be presented by the entrepreneur and the vehicle is only authorized for resale after one year.

Car manufacturers were already offering other special programs, as in 2018. That year, direct sales to people with disabilities (PwD) and rural producers were established. In the case of cars for those who are MEI, the decrease in price can range from 2.5% to 30%, due to the exemption via Tax on Circulation of Goods and Services (ICMS). For that, The sales method uses a direct strategy, that is, when the manufacturer itself already sells to the entrepreneur.

If you are an entrepreneur and are looking to buy vehicles in a practical and inexpensive way for your business, you have come to the right place. After reading this article, you will know how this discount reaches MEI, what the conditions are according to the manufacturers, as well as other details for you to take advantage of this discount. Let's go?

MEI; carros enfileirados em dia chuvoso
For those who are MEI, the purchase of vehicles directly is made from the manufacturers. They negotiate together with businesspeople, without the participation of concessionaires. Photo: Felipe Rau/Estadão.

Conditions for MEI to get a discount on vehicle purchases

In addition to what you have already seen at the beginning of this article, other relevant factors for this decrease in car prices are the number of vehicles and their models. Regarding documentation, the person purchasing cars for their business must carry personal identification, as well as certification proving that they are a businessman and the Individual Microentrepreneur Certificate. The person must also present the National Register of Legal Entities (CNPJ) card.

Furthermore, the types of vehicles can have different discounts. Therefore, the entrepreneur must carefully check the rules that are defined for purchasing the car, to avoid possible investment mistakes. When counting on this discount, it is worth remembering that the process to obtain the discount has to wait in a queue. The time this stage can take is up to 40 days.

The Volkswagen company is the one that offers this type of discount the most. A model with a price reduction is the T-Cross 200 TSI. The price at which the model is sold is R$ 132 thousand to R$ 119 thousand. In other words, around 13 thousand reais in reduction. The VW Voyage, which would cost more than R$ 86 thousand, now costs 12% less. In other words, the price of this model is R$ 76 thousand.

Other examples of reduced vehicle costs

In Ceará, the Sua Nota Tem Valor program benefits consumers with a 5% discount on the IPVA value. Therefore, a higher percentage than in other states. And the minimum required to obtain a point in the program is R$ 25 consumption, but there is a limit. People can accumulate a maximum of 100 points per month.

Registration follows the same operation as Nota Paraná. There, the Ceará points program drew R$ 100 thousand. To get an idea of how the reward has a certain duration, people could only compete if they had issued a note with a CPF in December of the previous year. Also, in SP, there is a fee to transfer amounts earned from the program. The price is R$ 0.99. Furthermore, consumers in São Paulo can only take advantage of credits through the program one month after each purchase.

Registration is carried out via the State Secretariat of Finance and Planning, where people enter a password and their CPF. If you own a company, for example, you can enter your CNPJ. Therefore, once the user is in the system, he can check a list of the history of invoices for shopping who has. Thus, people can access the points, with the option “Use credits” or “Make transfer“, if you want to transfer the amounts to your account.

How to search for vehicle discounts for MEI

It is necessary for the investor to find out whether the manufacturers he can contact offer the advantage through direct sales. There is an interesting fact about this: practically half of the vehicles in general, including passenger cars, vehicles for rural businesses, taxi drivers, among others, have a direct offer. Including, the Volkswagen shows what offers are available with this discount offered to micro-entrepreneurs.

However, there are some details that could negatively influence this special offer. Starting with the delivery time, because the vehicle can take up to two months to reach people. Furthermore, guarantees vary slightly from one brand to another, and investors need to be aware of this. An essential point to pay attention to are the rules established by the National Council for Financial Policy (Confaz). The agency defines that the legal entity must keep the vehicle it purchased for at least one year.

About the author

Jefferson Tafarel

Finance journalist for Dicade.com.

Reviewed by

Glenda Ribeiro